On the Go: Checks & Balances

Checklists

Last week I wrote about making to-go kits for your car to avoid clutter and save time. But what about work? Learn how checklists and restocking cues can keep your supplies organized! Now I’d like to expand that idea to include hot-desking. If you have to pack up your desk at the end of every day, you need to use similar principles:

  • limit clutter,
  • have a home for each item, and
  • make sure it’s easy to put things away when you’re done.

There are all kinds of bags that can help, with designated laptop sleeves, expandable sides, and lots of compartments to contain everything a mobile office might need. This one is pretty neat!

Before you buy a bag, take stock of the things you need every day at work (and keep a critical eye, because when it comes to hotdesking, traveling light is key!). Buy a bag that has room for these items with some extra space for flexibility, but don’t go way bigger than you need. If your essentials only fill up a third of your bag, you might be using the wrong one.

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How to Organize ANYWHERE

I love easy-to-follow systems that let you organize anywhere. No two homes or businesses are the same, and over the years I’ve relied on the I CARE system to help clients get and stay organized. You can use it anywhere–homes, businesses–wherever there is stuff!

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Practical Tips to Organize Your Business Paperwork

Organizing business paperwork takes dedication and consistency, but once you have systems in place and you (and your employees) use them, it becomes a routine part of business life. Here are my ways to make organizing business paperwork go more smoothly.

Shred it and for-ged it

When paperwork is past its “keep until” date, shred it if it has personal information. If you have a small business you may be fine with a small shredder. For larger business, there are also services like Shred-It that pick up shreddable materials and turn them into recycled paper. 

New year, new folders

At the beginning of your financial year, create new folders you can use throughout the year. Keep in mind the 5-20 rule! Any folder with fewer than 5 items in it should be combined with another, and any folder with more than 20 should be subdivided into other folders. This streamlines searching for documents, saving you time and money!  

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Practical Tips to Organize Your Personal Financial Paperwork

Here are some of the ways I keep track of my personal financial paperwork, and help others keep theirs under control. 

Date, not category

Filing bills based on date instead of by category works better for me. Sorting by date allows me to keep what’s current in front of me and see all of my bills at a glance instead of having to correlate different bills from different files. 

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Practical Tips to Organize Your Financial Paperwork: Retrieving Paperwork

The whole point of saving paperwork (as actual paper or digitally) is to be able to refer to it later!. You need to be able to find it, or it’s just clutter! Here are some ways to make retrieving paperwork easy, navigable, and actually useful. 

Labels

Having nomenclature or “naming rules” for your paperwork helps you find things again when you need them. Use categories to simplify your files–but not too much! A file folder labeled “Home Expenses” packed with dozens and dozens of pieces of paperwork in it isn’t very useful. 

For paper systems: Create a hierarchy of categories and subcategories using hanging folders and interior folders. You could still use a “Home Expenses” folder! It just needs to be divided into subfolders like “Repairs,” “Mortgage Documents,” and “Yard Maintenance.” 

A good rule of thumb for folders is limiting the amount of paperwork to 5-20 individual documents in each folder. Any folder with fewer than 5 documents doesn’t need to be its own category. Any folder with more than 20 documents should be divided into subcategories. The 5-20 rule makes for easy retrieval, since you don’t have to sift through piles of paperwork to find what you need. 

For digital systems: The folder/subfolder system works just like paperwork, but you can use fewer levels of folders with digital filing because they are searchable through keywords. With that in mind, naming your files in a consistent, searchable way becomes very important!

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Practical Tips to Organize Your Financial Paperwork: Retention Guidelines

One of the most common problems I come across when helping clients go through their paperwork is keeping items because they’re unsure of when it’s time to let documents go. You don’t need all paperwork forever! For any specific questions it’s best to consult your CPA or attorney, but I have general rules you can follow to organize financial paperwork.

Forever

“Forever” documents should be kept your entire lifetime, and in some cases passed on to any beneficiaries you have. These are things like your social security card and your birth certificate. Keep these documents in a safe place so they can’t be lost or tampered with. Create backups online or in a separate location in case of a natural disaster or fire.

Permanent

“Permanent” documents are kept for the life of the item they’re for. These are things like documentation related to stocks and shares. Once you let go of an item, there’s no reason to keep its paperwork! Make paperwork a part of your overall decluttering process–if your vacuum is ready to donate, look around for any paperwork associated with it and let that go too. 

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